Pradhan Mantri Jan Dhan Yojana (Visit quickly to get upcoming benefits).
So under that money, we had to get or there was any kind of help from the government. So under that money, we had to get used to staying in the middle or even used to come very often, very few amounts came. Because in reaching us from the government it has too many steps. Now there were many corrupted persons in that step too due to which many times we not used to reach the money. When we arrived, the very little amount was reached.
So that's what our Prime Minister did launch this Pradhan Mantri Jan Dhan Yojana Under this, he said that two people from each house under this Pradhan Mantri Jan Dhan Yojana Open can have a saving account so, that whenever our govt takes any kind of yogna we can get its direct benefits. That is the amount that is going to be given to us. They do not remain in the middle but come to our direct savings account And then we were able to withdraw and use it So this is friends, Prime Minister Jan Dhan Yojana Now it comes that if we open an account under this here So what benefit will we have Friends, this is the first benefit That is, the opening account which opens under the Jan Dhan Yojana.
You do not have to maintain any kind of money in it. That is, if you keep zero money in this account here Even then your savings account will not be closed Second Benefit is That you can get up to 4% interest rate in this account Along with this, you also get Accidental Insurance cover. Which is up to 1 lakh Here you also get Life Insurance cover. That too of all 30 thousand rupees Here the savings account which opens under Jan Dhan Yojana If you transfer money from that account to anyone RTGS / NEFT / IMPS Will you transfer any kind of money So there you will not have to pay any kind of charge Together friends, you get an overdraft facility here.
So let's talk now That here we want to open a savings account under Jan Dhan Yojana. What documents will we need Friends, here all you need is a document. A document that also contains your Photo ID And your address proof. The document that you both have You can open a savings account by using it here.Like here you can use your passport. Indian Drivers license can be used Can use the pan card can use the Voter ID card Job card that is made under NREGA. You can also use it Saving accounts can be opened under Jan Dhan Yojana You will know about Aadhar card You can also open a savings account by using it. In this way, as many documents as friends which serve as both Identity proof and Address proof You can open it by using it If you don't have any such document So here you have an Identity proof and using an address proof both of these can open a savings account. Together with friends here you need two photographs. So here if you have both these documents Then you have to take it to the bank. When you go to the bank So he has to tell you that you want to open a savings account under Jan Dhan Yojana.They will give you all the information about it .
After taking all the information From there you will get a form Friends of every bank to have a different form for this such a universal form is given on its official website. So that you can use any bank.So the link to that form will be given https://bit.ly/2XmoWHj. If you have bank and can't find it in the form to open the account or there is a problem So you can download that form from there and then you can fill it and deposit it in the bank They will definitely open your savings account So here friends, you have to fill that form To be deposited after filling The way Normally opens any savings account It is yours as well Saving account will open under Pradhan Mantri Jan Dhan Yojana .
So in this way, friends you can open a savings account under Jan Dhan Yojana Now comes the issue, can we not open it by applying online? No friends I searched the internet a lot Find all bank websites but anywhere To open this Pradhan Mantri Jan Dhan Yojana Saving Account Online facility is not provided so as far as we know You can save this Pradhan Mantri Jan Dhan Yojana saving account can not open by applying online. For this, you have to open offline. You can open it offline from anywhere Should be the CSP branch of any bank Point of sale, Main Branch, ADB Branch Anywhere if there is a bank So from there you can open this Jan Dhan Yojana saving account And can take advantage of Government scheme .
Now it comes that there are some limitations of saving account Like the debit card you are given here The Rupee Debit card is given to you just use it. It Can transact 10 thousand rupees Daily. If you transfer online Or pay online anywhere, that too using this account Only 10 thousand rupees can be transferred. That's all about Pradhan Mantri Jan Dhan Yojana.
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